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What is StepUP?

StepUP provides low interest loans to people on low incomes through community providers across many parts of Australia. StepUP is an initiative of Good Shepherd Microfinance in partnership with National Australia Bank (NAB).

The StepUP Loan was awarded Money Magazine’s Best Socially Responsible Product in 2007, 2008 and 2009.

Who can use StepUP?

StepUP loans are for individuals or families holding a current Centrelink Concession Card or receiving Family Tax Benefit Part A. Individuals or families are also required to have lived at their current address for more than three months.

StepUP loans have been used to purchase and repair cars, obtain medical and dental care, engage in vocational training, pay for house repairs and reunite refugee families in Australia. 


What does StepUP offer?

Personal or household purposes such as:

  • Household Items including fridges, washing machines, and furniture
  • Cars
  • Computers
  • Medical and Dental expenses
  • House repairs
  • Car repairs

Interest is charged at a fixed low rate, and loans can be repaid over three years. No fees apply. Loan is provided by NAB and is subject to NAB’s credit assessment. Terms and conditions apply.

Find your local StepUP Loan provider.

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